Why Tauro

We are a team of highly skilled and motivated finance and technology specialists focused on bringing you the most advanced and easy-to-use investment advice through a powerful technology-driven platform.

Ideas

Ideas

Analysis

Analysis

Expertise

Expertise

Why should you invest your savings?

Do you wish to reach a point where earning money isn't the driving force in your life? Achieving financial independence can bring you to that state. And the fastest way to get there is by letting your money do the work for you! When you invest wisely, you essentially create a second source of income that is independently working towards your enrichment.

No matter what your financial situation, if you are able to save a part of your income, then there are investments you can make that satisfy your financial goals and risk tolerance. Smart investing only requires for you to set your goals realistically and show discipline in your saving habits.

The interest that your money earns in a savings account or a fixed deposit is less than the rate of real inflation. That means your money is losing value over time even though you are earning interest on it!

What are your options for investing money?

There are plenty of opportunities out there for Indian investors. Bank fixed deposits, public provident fund, mutual funds, stocks, bonds, real estate, gold and gold-linked securities and unit-linked insurance plans (ULIPs) are some of the preferred choices. Each of them have their own pros and cons and it would be wrong to say that any one of them is the best or worst choice for investing.

Based on your current situation and future financial obligations, you should choose a combination of these products to create an investment portfolio that is within your risk appetite and will maximize your returns.

Read more about the pros and cons of various products in our article, A Primer on Asset Classes.

Should you invest in stock markets?

In India, most people perceive stock markets as a gambling arena where making or losing money has the same odds as betting on a coin toss. This negative opinion has been formed by people who lose money trying to make the quick buck based on “sure shot tips” or “market rumours”. The fact is that, when it comes to investing in stock markets, there is no get-rich-quick scheme!

But if you are looking at a long-term investment horizon, then stocks have to be an integral part of your overall portfolio. The portion of savings that you allocate to stocks and type of stocks that you invest in will be determined by your risk appetite and financial obligations.

Take the Tauro Wealth Investing Traits quiz to assess your investment aptitude.

When is it a good time to invest in stocks?

One of the biggest mistakes that retail investors commit is waiting for the perfect time to invest. Timing the market for long term investments is a fool’s errand. It really doesn’t matters when you enter or exit the market but what matters is how long you stay invested.

"I can't recall ever once having seen the name of a market timer on Forbes' annual list of the richest people in the world. If it were truly possible to predict corrections, you'd think somebody would have made billions by doing it." - Peter Lynch, American businessman and one of the most successful investors of the 20th century.

What are the important factors to consider before investing in stocks?

Before you can start investing in stocks, you should make certain important assessments. To begin with, you must have a financial roadmap in mind. This means having a clear understanding of your current and future financial obligations. You should also evaluate your risk tolerance level. If you can’t accept any short or medium term fluctuations in your investment portfolio, then stock market might not be the right place for you. Your risk appetite will also determine what kind of stocks you can invest in. You should keep in mind that, in general, the investments that have a higher possibility of giving above average returns also have higher volatility.

What are your options for investing in stock markets?

Once you have made the decision to invest in stocks, you can choose between the various available options. Equity mutual funds, equity-linked savings schemes (ELSS), unit-linked insurance plans (ULIP) and direct equity are some of the ways you can directly or indirectly get exposure to the stock market. Again, there are no right or wrong answers when it comes to picking between these, as long as you understand their pros and cons and decide based on your personal requirements. A well-balanced portfolio can contain one or more of these products in order to maximize returns while keeping risk within acceptable levels.

What does Tauro Wealth offer?

At Tauro Wealth, our endeavour is to create a world-class investment platform that caters to the needs of each and every investor. We have developed a wide range of products that would benefit investors with varying risk tolerance, time horizons and financial goals. At Tauro Wealth, you can create a balanced, long-term investment portfolio tailored to your specific requirements and manage all your financial investments with a single account.

How is Tauro Wealth different from other investment products?

We are a team of highly skilled and motivated finance and technology professionals focused on bringing you the most advanced and easy-to-use investment advice through a powerful technology-driven platform. We differentiate ourselves from existing investment products in four fundamental ways.

Unlike traditional investment products, Tauro Wealth uses cutting edge technology to make the process of investing as simple and straightforward as ordering pizza! While doing so, we also provide a host of features and services that enable you to monitor and rebalance your investments with changing market conditions. Our strongest differentiator, though, is our suite of proprietary portfolio building algorithms that are designed to fulfill each individual investor's requirements. Lastly, we bring you this great product at a price lower than any existing competitor!

Read more about why Tauro Wealth is a better alternative to mutual funds in our article, Mutual Funds - Mutually Beneficial?
Read more about the Power of Compounding in our Knowledge Base section.